Excellence In Every Transaction.
ABOUT US

Lotus Title sets the gold standard in Title and Escrow services, offering a seamless and reliable experience for clients navigating real estate transactions. With a commitment to excellence and attention to detail, Lotus Title ensures every step of the process is handled with precision and care.

From title searches to closing, their team of seasoned professionals is dedicated to providing unparalleled expertise and personalized support, guiding clients through every facet of their property journey. With Lotus Title, peace of mind and satisfaction are guaranteed, making them the trusted choice for all title and escrow needs

CEO & founder
Christina Moloney
The Services We
Specialize In.
OUR SERVICES
Residential

Navigating the intricacies of residential property ownership with ease and precision. Ensuring a smooth and secure transfer
of title.

Find Out More
Commercial

From office buildings to retail spaces, we provide comprehensive title solutions tailored to the unique needs of commercial real estate transactions.

Find Out More
Construction

Facilitating seamless title services for new construction projects while guiding clients through the process with expertise and efficiency.

Find Out More
Manufactured Homes

Specializing in title services for mobile homes. We offer dedicated support and expertise to ensure a hassle-free transfer of ownership.

Find Out More
We give the best to our customers

Customers always trust our service and advice, this is what they say about us.

“Our employees are the backbone of Lotus Title. Praised for their expertise, professionalism, and unwavering commitment to exceeding client expectations. Making every interaction a testament to our dedication to excellence.”
Christina Moloney
CEO & founder
Need Your Title and Escrow Fees Instantly?
GET A QUOTE

“ Discover the convenience and openness of Lotus Title's personalized rate quoting service. Gain instant clarity on title and escrow fees specific to your property transaction by calling us for a personalized quote today “

Call us today to get a quote instantly.
(813)755-6887
12k

12k title transactions closed nationwide

73

We now have 73 industry partners nationwide

10k

Trusted by more than 10 thousand customers

Our Coverage Areas
Licensed to Close
Help Coordinate
How can we help?
SUPPORT
FAQ:  What is title insurance?
Answer:  Title insurance is a form of indemnity insurance that protects homeowners and lenders from financial loss due to defects in a title to a property. It covers issues like disputes over property ownership, incorrect records, and fraud.
FAQ:  Why do I need title insurance?
Answer:  Title insurance is essential because it protects you from past occurrences that could affect your ownership of the property. Unlike other insurance types, it covers events that have already happened but are unknown at the time of purchasing the property.
FAQ:  What does title insurance cover?
Answer:  Title insurance generally covers legal fees in defending a claim against your property that is covered under your policy. It can also compensate for losses in the event that the claim proves valid. This includes issues like forged documents, undisclosed heirs, easements, or pre-existing liens.
FAQ:   How do I obtain title insurance?
Answer:  Title insurance can be obtained through a title company or your attorney during the property purchasing process. The title company or attorney will conduct a title search to ensure there are no liens or problems with the property’s title before issuing the policy.
FAQ:  What are the different types of title insurance?
Answer:  here are primarily two types of title insurance: lender’s title insurance and owner’s title insurance. Lender’s insurance is usually required to secure a mortgage and only protects the lender's interest. Owner’s title insurance is purchased by the homebuyer and protects the buyer's interest in the property.
FAQ:  Who pays for title insurance?
Answer:  The party responsible for paying for title insurance varies by state and by terms of the real estate contract. Often, the seller will pay for the owner’s policy to reassure the buyer of the validity of the property title, while the buyer usually pays for the lender’s policy.
FAQ:  What should I do if I have a claim against my title insurance?
Answer:  If you believe there is a claim against your property that should be covered by your title insurance, you should contact your title insurance company immediately to file a claim. They will then assess the situation and determine if the issue falls under your policy’s coverage.
FAQ: How is title insurance different from other types of insurance?
Answer:  Unlike other types of insurance that protect against future events, title insurance covers issues from the past that could affect your legal claim to the property. Once the premium is paid, title insurance remains in effect for as long as you or your heirs own the property.